Bangladesh is preparing to introduce a maternity insurance scheme by 2026, aligning with its National Social Security Strategy. This report presents an evidence-based framework tailored to the country’s healthcare and labour realities, especially for low-income and informal sector women. Drawing on national data and international best practices, it outlines a universal, mandatory, and cashless model offering up to BDT 41,000 in coverage in the government and NGO based hospitals. With hybrid financing, risk pooling, and phased implementation, the proposed scheme aims to reduce out-of-pocket costs, improve maternal health outcomes, and ensure equitable access for all women of reproductive age.
Authors: Khondaker Golam Moazzem, Rumana Huque, ASM Shamim Alam Shibly, Fahmidur Rahman, Ms Jebunnesa and Audrika Shabnam
Publication Period: May 2025
